NCA Credit Repair - Frequently Asked Questions (FAQs)


How much does your credit repair service cost?

$1297 Per Person - Unlimited Deletions

Payment Options:

1 Payment of $1297

2 Payments of $648.50

4 Payments of $324.25

5 Payments of $275 ($15.60/mo finance fee included)

NCA Credit Repair, Inc. has been in business since 1998 and is a licensed and bonded credit services organization. We are located in the state of Oregon and service clients nationwide. We charge a sensible flat-rate for credit repair services and allow clients to budget that into payments over the duration of the program, if they wish. We provide unlimited credit consultation and we assist our clients in getting their credit reports at any time during the process. We work aggressively for every client to repair their credit as quickly as possible and have a simple satisfaction guarantee. We do not charge monthly service fees and, if a client is due a refund, we send it to them. We are easy to work with and our clients leave happy with better credit. We would be happy to talk to anyone about their credit, or to simply help them choose a program that is right for them. You can call us toll-free at 1.888.282.1011.

We offer our services on a flat-rate, fixed-cost basis of $1297/Person. We have several easy-to-budget payment options to allow clients to budget our program cost over several months as we work. For this cost, we offer unlimited credit report corrections and deletions and will work on your case diligently for a full 12 months. Our program is designed to clean up and correct your credit reports as quickly as possible as well as provide you with consultation and guidance to maximize and increase your credit scores along the way.

OUR SIMPLE GUARANTEE: If after six complete disputing cycles, we do not provide service, improvements, and deletions totaling at least what you’ve paid for our program as per our cost-per-item rate sheet (below), we will refund the difference. We stand completely behind our service and will do everything we can to make sure you are satisfied.

We are a licensed and bonded company and have been in business since 1998. Please contact us today if you would like a more detailed explanation of our program.

Below is our cost-per-item rate sheet used for the purpose of our service guarantee only. We don't feel you should ever have to pay more than our total program fee above, no matter how many negative items we delete or correct on your credit reports. We have only assigned a value to the items below for the purpose of making sure each client, at a minimum, receives the value they have paid for.

Credit Repair Rate Sheet (cost per item):
Item Type
 
Price
Bankruptcy
Tax lien (State or Fed)
Judgment
Foreclosure
Repossession
Late Pay on Child Support (must be current now)
Collections or 120 or more days past due
Charged off to bad debt or included in bankruptcy
Late Pays or past due 90 days
Late Pays or past due 30, 60 days
Remove prior consumer inserted statement
Negative creditor comment
SSN#, DOB, Name, Current Address
Initial case setup fee
Debt Validation
Inquiries
 
$85.00
$85.00
$85.00
$85.00
$85.00
$85.00
$70.00
$70.00
$60.00
$55.00
$45.00
$45.00
$15.00
$120.00
$75.00
$45.00





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